
Tools / Grant check 2026
Mijn VerbouwPremie grant check 2026
Choose your income category, your municipality and the work, and enter the invoice per job. The check works out your Flemish renovation grant, your municipality's grant, the VAT and your own share, plus the monthly payment of a Mijn VerbouwLening loan.
Rules as of Every rule with its official source at the bottom of this page
Your result
Category 3As you chose.
Pick one or more jobs. Your grant and your own share appear here straight away.
An estimate under the rules of 18 October 2026. The official calculation is made when you apply in Mijn VerbouwLoket and with your municipality.
How it works
01Who still gets Mijn VerbouwPremie?
Since 1 March 2026 almost everything depends on your income category. Category 4 has the lowest incomes, category 1 the highest. Categories 3 and 4 still get a grant for the roof, exterior walls, floor, windows and doors, preparatory electrical and plumbing work, damp treatment, a heat pump and a heat pump water heater. Categories 1 and 2 only get a grant for a heat pump or a heat pump water heater. If you fully own another home or building plot besides the one you renovate, you fall into category 1 automatically, as does a private landlord. Non-residential buildings get nothing.
02Which income category are you in?
The limit follows the taxable income on your latest tax assessment. In 2026 a single person is in category 4 up to €24,750, in category 3 up to €43,240 and in category 2 up to €55,020. For a couple, or a single person with one dependant, the limits are €37,110, €60,520 and €78,610. Each additional dependant raises the limits by €4,420.
03How much is the grant per job?
Category 3 receives 35% of the invoice excluding VAT, category 4 50%, with a maximum per job. For the roof that is €4,025 or €5,750, for windows and doors €3,675 or €5,250, for exterior walls €3,500 or €5,000. A heat pump receives a fixed amount: an air-to-water heat pump brings €4,500 in category 3, €6,000 in category 4 and €1,500 in categories 1 and 2, capped at a share of the invoice. Each job needs a minimum invoice of €1,000 excluding VAT, and a contractor must carry out the work.
04What does the home have to meet?
For the roof, walls, floor, windows and preparatory work the home must have been connected to the electricity grid before 1 January 2006, for a heat pump before 1 January 2014. Demolition and rebuilding gets no grant. A solar water heater and interior renovation have received nothing since 1 July 2025, and ventilation is no category of its own: it is a condition attached to new windows. Every job has a technical requirement, such as an Rd value of at least 4.5 m²K/W for roof insulation or glazing with a Ug of at most 1 W/m²K.
05Applying and borrowing
You apply in Mijn VerbouwLoket within 2 years of the last invoice. The decision follows within 6 months, payment within 12. If you need to pre-finance the work, the Energiehuis (in Ghent: Huis+) lends €4,000 to €60,000 through Mijn VerbouwLening over up to 25 years: 0% interest in category 4, 0.5% in category 3 and 1.5% in category 2. Category 1 can no longer borrow. The heat pump grants run until 31 December 2027.
Frequently asked questions
How much grant do I get for a heat pump in 2026?
An air-to-water heat pump brings €4,500 in category 3, €6,000 in category 4 and €1,500 in categories 1 and 2. A ground-source heat pump brings €6,000, €8,000 or €4,000. In a street without a gas network, or when you replace electric resistance heating, the grant in categories 3 and 4 can be up to 50% higher.
With a higher income, do I still get a grant for the roof or windows?
No. Since 1 March 2026 categories 1 and 2 only get a grant for a heat pump or a heat pump water heater. The 6% VAT rate on renovation still applies if the home is older than 10 years.
How do I know my income category?
Look at the taxable income on your latest tax assessment. A single person is in category 4 up to €24,750 and in category 3 up to €43,240; a couple up to €37,110 and €60,520. Each dependant adds €4,420.
When do I apply for the grant?
After the work, in Mijn VerbouwLoket, within 2 years of the last invoice. An invoice older than 2 years on the day you apply does not count. Each category of work needs an invoice of at least €1,000 excluding VAT.
Read on
Sources
The figures and rules in this check come from these sources, checked on the date next to them.
- Stad Gent, Huis+, Mijn VerbouwLening (checked 18 October 2026)
- Vlaanderen.be, Mijn VerbouwPremie voor warmtepomp (checked 18 October 2026)
- Vlaanderen.be, Mijn VerbouwPremie voor ramen en deuren (checked 18 October 2026)
- Stad Lokeren, stedelijke renovatiepremie (checked 18 October 2026)
- Vlaanderen.be, Werken die in aanmerking komen voor Mijn VerbouwPremie (checked 18 October 2026)
- Vlaanderen.be, Wijzigingen Mijn VerbouwPremie vanaf 2026 (checked 18 October 2026)
- Stad Gent, Een renovatiecoach aan huis (checked 18 October 2026)
- FOD Financien, Verbouwen - btw-tarief (checked 18 October 2026)
- Vlaanderen.be, Mijn VerbouwPremie voor eigenaar-bewoner (checked 18 October 2026)
- Vlaanderen.be, Mijn VerbouwPremie voor dak (checked 18 October 2026)
- Vlaanderen.be, Mijn VerbouwPremie voor buitenmuur (checked 18 October 2026)
- Vlaanderen.be, Mijn VerbouwPremie voor vloer (checked 18 October 2026)
- Vlaanderen.be, Mijn VerbouwPremie voor voorbereidingswerken voor sanitair en elektriciteit (checked 18 October 2026)
- Vlaanderen.be, Mijn VerbouwPremie voor voorbereidingswerken voor isolatie (checked 18 October 2026)
- Vlaanderen.be, Mijn VerbouwPremie voor warmtepompboiler (checked 18 October 2026)
- Vlaanderen.be, Vraag Mijn VerbouwPremie aan (checked 18 October 2026)
- Vlaanderen.be, Gebouwen die in aanmerking komen voor Mijn VerbouwPremie (checked 18 October 2026)
- Belgisch Staatsblad, KB 18 december 2025 tot wijziging van KB nr. 20 (art. 1quater/1) (checked 18 October 2026)
- Vlaanderen.be, Wat is het bedrag en de rentevoet van Mijn VerbouwLening (checked 18 October 2026)
- FOD Financien, Gewijzigde btw-tarieven voor verwarmingsinstallaties op fossiele brandstoffen (checked 18 October 2026)
- Stad Gent, Subsidie voor de renovatie en verbouwing van huurwoningen (checked 18 October 2026)
- Stad Deinze, subsidie dakisolatie (checked 18 October 2026)
- Stad Deinze, subsidie buitenmuurisolatie (checked 18 October 2026)
- Stad Eeklo, subsidie scheiding afvalwater van regenwater (checked 18 October 2026)
- Gemeente Evergem, subsidie voor een regenwaterput (checked 18 October 2026)
- Gemeente Merelbeke-Melle, toelage voor groendaken (checked 18 October 2026)
- Stad Gent, Premies voor de renovatie van je woning (checked 18 October 2026)
- Gemeente Wetteren, premies voor bouwen en wonen (checked 18 October 2026)
- Stad Eeklo, Mijn VerbouwPremie (checked 18 October 2026)
- Vlaanderen.be, Mijn VerbouwPremie (checked 18 October 2026)
- Vlaanderen.be, Wie komt in aanmerking voor Mijn VerbouwLening (checked 18 October 2026)
